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iPhone showing an iMessage conversation with Kownsel
Your data & privacy

We can see your transactions.
We can’t touch your money.

You connect through a secure banking service, so we never see your bank password. Access is read-only, with bank-grade security.

Your data stays with us.
No third parties. Ever.

Not banks, not advertisers, not anyone. Change your mind and one button deletes your account, your transactions and your bank connections. It’s like you never existed.

Dots, Muse and Grok Bot
know who you are.
Our agent doesn’t.

When one company has your account, your transactions and your chats, it knows who you are, where you spend and what you’re thinking about. We only use AI to help with the conversation, and it never gets anything that identifies you. So your questions can’t be tied back to you.

Dots, Muse, Grok BotUs
Who you areThe company knowsWe know. The AI doesn’t.
Where you spendThe company knowsWe know. The AI never sees whose it is.
What you’re thinking aboutThe company knowsYour questions can’t be tied to you.
When you leaveIt can keep what it learnedOne button deletes everything.

We charge you.
You’re not the product.

Muse comes from Meta, a company built on ads. Dots comes from OpenAI, which now sells ads too. We’re an agent that only does one thing: work for you. We charge a subscription, so the only way we make money is by being worth paying for.

Free during private beta.
Then you pay us. That’s the point.

Join the beta